Products

We are redefining the smallholder dairy landscape by integrating next-generation AI diagnostics with inclusive agri-financing, unlocking both productivity and financial independence for thousands of women farmers.

For rural households, dairy farming provides critical nutrition and a reliable income stream. Yet women smallholders consistently face two key obstacles:

Limited access to accurate animal health diagnostics, resulting in preventable livestock losses and reduced milk yields.

Scarce, affordable credit, which restricts their ability to invest in quality feed, vaccines, and modern dairy equipment.

Our agri-financing solutions directly address these gaps. Each repayment strengthens a farmer’s credit history with Cherehani, paving the way to larger business loans and an expanded suite of financial products—fueling sustainable growth and long-term economic resilience.

Owning a water tank and accessing clean water is life-changing for rural households in Africa. As of October 2022, about 226 Million people in Eastern and Southern Africa did not have access to basic water services, and 381 Million people lacked access to basic sanitation services. The situation is worse in rural areas than in cities. Addressing people’s need for water and sanitation is key to improving their lives and boosting economic growth.

Apart from their productive use, and the savings it offers households, water tanks play a significant role in climate resilience and adaptability.

We leverage a network of independent sales agents to provide water tank financing to households in rural areas. Our customers simply make a deposit and instantly take home their preferred water tank. Customers make easy daily, weekly, or monthly payments via mobile money. The repayments enable our customers to build a credit history with Cherehani that unlocks a wider range of business loans.

Women-owned businesses in Africa face a $42 Billion financing gap.

We combine the social elements of finance with fintech to provide business loans to women entrepreneurs in rural areas. Our customers are members of registered saving groups. We provide business loans of between KES 10,000 to KES 200,000 with a repayment period of 12 months.